As already mentioned, it just isn't practical from

by John K., Thursday, February 20, 2014, 15:14 (3872 days ago) @ Hoot

a financial standpoint to insure a bunch of guns at actual value. I was able to add a basic rider without a detailed listing but the value is very low - $6K I think.

For thieves, time is important. Therefore, layered defenses like people (at home, neighbors), alarms, dogs, safes (hidden if possible) are likely the best (practical) value.

For safes, look at TL30 or better jewelry safes. They can sometimes be found used when a jewelry store upgrades. These are also insurance company rated for contained value; don't think I have ever seen such rating on a dedicated gun safe. Also, nearly all gun safes are mostly thin sheetmetal everywhere but the front. Bolt it down so they can't tip it over to attack it. Build an alcove around it out of brick, blocks, even wooden framing - anything to delay entry. Better yet, build a poured concrete vault or one from concrete blocks filled with concrete. Hide the safe/vault door so it cannot be instantly identified by a stranger in your home. The idea is to buy time wherever you can.

Cheap fireproofing can be had with drywall. Buy a "fireproof" safe and then add several layers of 5/8" or 1" drywall to the alcove you build around it. Stagger the seams. Add a fire rated door to the alcove and you have a serious upgrade to the fire rating AND it could have a deadbolt for a little more delay.

Put a blackpowder warning label on the safe to make him hesitate before he lights the torch. A pro will likely skip it and perhaps a crackhead will just be satisfied with your flatscreen TV and grandkids' game console.

Make sure you don't have an excavator with thumb sitting nearby with the keys inside.