I don't like debit cards

by bj , Monday, January 28, 2013, 20:00 (4319 days ago) @ MR

Now monitoring your usage and the amount of money in your account will help safeguard you, but we use our cards for food, groceries, lots of things. It would be real hard for us to monitor our usage and keep just enough money in the account to cover it.

If you purchase with a debit card you are granting access to your money, if you purchase with a credit card then you are using the credit card company's money. I would rather that they take the risk vs. me.

My wife had a debit card, somehow someone got access and drained her bank account. The banks were advertising that they would put all of the money back, and they did put it back for us, but they have a lot of fine print in their advertisements too. She got rid of the card after that.

Just today she called me and told me that the credit card company called her and said our card number was being used in another state. They cancelled the card and will send us a new one.